We all know the importance of saving for an emergency. Putting aside money for unexpected expenses helps protect against missed payments or racking up unnecessary credit card debt. But, creating an emergency savings isn’t always as easy as it seems. Those of us on a tight budget may struggle with where to pull the savingsContinue reading “Building Sustainable Habits: Micro-Goals for Macro-Success”
Author Archives: BankSmartCarrie
Hey Sissy! Can I Save on My Cellphone Bill?
Two Sisters. Three Steps. $95/Mo in Savings. When you work at a bank — even if it’s changing the lightbulbs — people assume you know everything about money. You’re often called upon to calculate the tip at a restaurant or organize the cash in Monopoly, neither of which I’m very good at. Every so oftenContinue reading “Hey Sissy! Can I Save on My Cellphone Bill?”
7 Goal Accounts: My Not-So-Basic Approach to Savings
On my 18th birthday my dad took me to his credit union to open up a checking and a savings account. As a young bright-eyed smartie, getting a checking account was like a right of passage; nearly as important as getting my drivers license. At the credit union, a basic checking and savings account wereContinue reading “7 Goal Accounts: My Not-So-Basic Approach to Savings”
52 Week Savings Challenge
Whether you’re a power saver or just getting started, this popular challenge helps build and reinforce sustainable savings habits. By routinely saving a dedicated amount of money each week, you can sock away an extra $1,000+ in just one year with minimal effort. Sound good? Challenge accepted! The Challenge In its standard form, the amountContinue reading “52 Week Savings Challenge”
New Year, Same Blog: Hello 2022!
“Bub-bub Pants” my two-year old daughter says into the Apple TV voice remote. It’s Sunday morning and she’s made her way into our bed looking to watch a hot minute of SpongeBob Square Pants before quickly shifting her focus to heading downstairs for a morning snack. I continue to sit there, now enthralled in theContinue reading “New Year, Same Blog: Hello 2022!”
Smash that Subscribe Button: One Small Way to Save Big Money
How many subscriptions do you think you have? If you were to ask me two months ago I would say 5. The typical Netflix, Amazon, Hulu would come to mind, along with a few others. While once leery of unexpected auto debits from my bank account, I found comfort and convenience in using my creditContinue reading “Smash that Subscribe Button: One Small Way to Save Big Money”
New Year, Same Me: Setting Intentions for a Mindful and Present New Year
Wow, How is it 2021 already? It seems like just yesterday I was writing Carrie Sage, Grade 4, Room 301 on all my checks. [Thanks, Tina Fey for the awesome and appropriate opening line — that, rest assured, I will continue to use for every New Year’s blog until the end of time]. If you’ve followed OG @BankSmartCarrie, youContinue reading “New Year, Same Me: Setting Intentions for a Mindful and Present New Year”
It’s Budget Season Y’all [PART 2]
Now that I’ve had my fill of apple pie and the panic of the upcoming holiday season has set in, it’s time to make a plan for the new year. In Part 1, I confess that my budgeting strategy has not been much of a plan at all. If you didn’t see that delightful bowlContinue reading “It’s Budget Season Y’all [PART 2]”
It’s Budget Season, Y’all [PART 1]
It’s Fall, Ya’ll — Says the awkwardly ubiquitous sign propped up on every farmhouse style mantle in New England. I love Fall. It has this nostalgic feeling of back to school, organizing your 3-subject notebooks, putting on your new school clothes and cracking open a fresh box of crayons. From the fall crisp air toContinue reading “It’s Budget Season, Y’all [PART 1]”
Now That’s What I Call BSC: Vol II
Think of this as a delightful compilation series following my first album of hits. If you have stumbled across this first post, congratulations! You have made it in on the ground level on BSC dot com. You’re like an initial investor or part of the founders club, only without the perks. Truth is, you mostContinue reading “Now That’s What I Call BSC: Vol II”
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