Building Sustainable Habits: Micro-Goals for Macro-Success

We all know the importance of saving for an emergency. Putting aside money for unexpected expenses helps protect against missed payments or racking up unnecessary credit card debt. But, creating an emergency savings isn’t always as easy as it seems. Those of us on a tight budget may struggle with where to pull the savingsContinue reading “Building Sustainable Habits: Micro-Goals for Macro-Success”

Hey Sissy! Can I Save on My Cellphone Bill?

Two Sisters. Three Steps. $95/Mo in Savings. When you work at a bank — even if it’s changing the lightbulbs — people assume you know everything about money. You’re often called upon to calculate the tip at a restaurant or organize the cash in Monopoly, neither of which I’m very good at. Every so oftenContinue reading “Hey Sissy! Can I Save on My Cellphone Bill?”

52 Week Savings Challenge

Whether you’re a power saver or just getting started, this popular challenge helps build and reinforce sustainable savings habits. By routinely saving a dedicated amount of money each week, you can sock away an extra $1,000+ in just one year with minimal effort. Sound good? Challenge accepted! The Challenge In its standard form, the amountContinue reading “52 Week Savings Challenge”

New Year, Same Blog: Hello 2022!

“Bub-bub Pants” my two-year old daughter says into the Apple TV voice remote. It’s Sunday morning and she’s made her way into our bed looking to watch a hot minute of SpongeBob Square Pants before quickly shifting her focus to heading downstairs for a morning snack. I continue to sit there, now enthralled in theContinue reading “New Year, Same Blog: Hello 2022!”

New Year, Same Me: Setting Intentions for a Mindful and Present New Year

Wow, How is it 2021 already? It seems like just yesterday I was writing Carrie Sage, Grade 4, Room 301 on all my checks. [Thanks, Tina Fey for the awesome and appropriate opening line — that, rest assured, I will continue to use for every New Year’s blog until the end of time]. If you’ve followed OG @BankSmartCarrie, youContinue reading “New Year, Same Me: Setting Intentions for a Mindful and Present New Year”

It’s Budget Season Y’all [PART 2]

Now that I’ve had my fill of apple pie and the panic of the upcoming holiday season has set in, it’s time to make a plan for the new year. In Part 1, I confess that my budgeting strategy has not been much of a plan at all. If you didn’t see that delightful bowlContinue reading “It’s Budget Season Y’all [PART 2]”

It’s Budget Season, Y’all [PART 1]

It’s Fall, Ya’ll — Says the awkwardly ubiquitous sign propped up on every farmhouse style mantle in New England. I love Fall. It has this nostalgic feeling of back to school, organizing your 3-subject notebooks, putting on your new school clothes and cracking open a fresh box of crayons. From the fall crisp air toContinue reading “It’s Budget Season, Y’all [PART 1]”